With the implementation of Bill 16 and its requirements regarding the maintenance log and reserve fund, the spring inspection of your condo has become even more important. It not only helps identify damage caused by winter but also thoroughly documents the condition of the building.
After the cold season, as you come and go, a simple visual inspection of the common areas can help you spot signs of wear and tear. Pay close attention to the roof and gutters, and report any issues to your homeowners’ association. These observations will help them keep the maintenance log up to date.
The foundation should also be monitored closely. Check for new cracks and ensure the ground is still sloped to direct water away from the building. Outside, inspect the stability of balconies, railings, and stairs. Also pay attention to exterior siding, masonry joints, and the caulking around doors and windows to prevent water infiltration.
Inside your unit, a few simple checks can make all the difference. Inspect the seals around bathtubs, showers, and sinks to minimize moisture issues. Check for leaks under plumbing fixtures, the condition of the water heater, and the ventilation vents. Finally, make sure your smoke and carbon monoxide detectors are working and replace their batteries as needed.
Why these inspections are important under Bill 16
Current regulations in Quebec require, among other things, the establishment of a maintenance log and a reserve fund for condominium buildings.
The maintenance log plays a key role: it records the history of work performed, the condition of building components, and planned interventions. It also provides an overview of the common areas. It is an essential tool for documenting inspection findings and planning future work, particularly during the summer season.
In the context of insurance, this documentation is also of great importance. An up-to-date maintenance log demonstrates that the building is well-maintained, that findings are addressed, and that necessary work is planned. Insurers take these factors into account when assessing risk and determining coverage terms. In some cases, proper maintenance can even prevent claim denials related to a lack of upkeep.
Even though building insurance is the responsibility of the condominium association, each co-owner must ensure that their personal coverage always matches their situation.
Would you like to verify your coverage or ask a question about your condo insurance? Contact Lussier specialists here or call at 1-855-587-7437.
