In accordance with Canada’s Anti-Spam Legislation (CASL), Lussier has drafted an Anti-Spam Policy to ensure that we manage in a legal and transparent way email addresses provided by our clients, partners, and potential clients (hereafter collectively referred to as “our audience”). This policy is intended to complement our Confidentiality and Privacy Policy that was implemented on July 1, 2014. It was updated taking into account the restrictions that came into effect on July 1, 2017.

Targeted Communications

The legislation refers to “commercial electronic messaging” sent by email or text message by Lussier to its audience, with the intent of encouraging participation in an unsolicited commercial activity.

For Lussier, the following communications are considered commercial electronic messaging:

• Newsletters
• Promotional emails for a product, service, individual or contest

Excluded Communications

At Lussier, the following email messages are authorized to be sent without obtaining consent:

• Email exchange with active clients, unless they have expressly withdrawn their consent
• Email exchange between individuals with personal or family ties, regardless of the nature of the message
• Email response to requests from our audience, to the extent that it is limited to responding to the request without adding any promotion
• Response to a complaint email from our audience, to the extent that it is limited to responding to the situation without adding any promotion
• Email or text message exchange between employees, representatives, suppliers and consultants of Lussier
• Email or text message sent to a prominent email address (e.g. displayed on a website or business card)
• Email regarding a satisfaction survey

Procedure to Confirm or Withdraw consent

In order to offer an optimal customer experience, our databases accommodate preferences for the following 4 types of communication:

• Promotions/Ads:
  Varied and targeted promotions based on audience needs and insurance products. Allows clients to stay tuned with Lussier offers and contests. Aims to promote products and services from which our audience can benefit. Frequency: about 5 to 6 times per year

• Newsletter:
  Information and advice related to Lussier and its products (Personal Lines, Commercial Lines, Life and Health, savings, group plans, etc.). Also, blog posts on different themes.
  Frequency: about 6 to 9 times per year
• Satisfaction surveys:
  Questionnaires designed to identify respondents’ satisfaction, needs or knowledge.
  Frequency: after a purchase or a claim.

• Broker communication:
  Communications or documents sent between broker and client relating directly to their insurance contract, policies, and file in general.
  Frequency: as per the client’s needs and situation

It is possible to confirm or withdraw consents at any time* by clearly stating YES or NO for each of the communications specified herein:

• Via our Subscribe/Unsubscribe page
• By phone with a Lussier representative  
• By emailing a Lussier representative  
• When entering a contest (e.g. entry form filled out at an event, convention, etc.)
• Using Lussier’s written consent form (paper format)

*Lussier agrees to act on a subscribing or unsubscribing request within 10 working days of receipt of the request; transmission delays caused by the Internet network, temporary server downtime, or other force majeure could delay subscribing/unsubscribing confirmation.

Also, as required by CASL:

All of our mass email communications include a footer containing:

• A link to Lussier’s Subscribe/Unsubscribe page
• Full contact details of Lussier and its corporate name

All our individual email communications include in the sender’s email signature:

• The possibility of unsubscribing
• Full contact details of Lussier’s representative

Non-Standard Situations

In the following cases, Lussier’s representatives must ensure that they comply with the defined framework:

Quote requests and online quotes:

• Email response to a request for quote or an online quote is permitted. It is limited to responding to the request
• During a phone call following an online quote, Lussier’s representative confirms consents for subsequent email address use

Email regarding a satisfaction survey:

• Survey emails are not governed by the Anti-Spam Policy since they do not promote a product, service, individual or contest by Lussier
• Emails of this type are therefore allowed. They provide for a churn mechanism and should not contain any promotion

Email sent following a Lussier client, employee, or partner referral

• Under Lussier’s internal referral policy, the referrer may provide email addresses of potential clients they wish to refer.
• A single email may be sent as first contact to the referred potential client. It must contain at least the following information:
  1. Full name of the referrer (employee who referred the potential client)
  2. Clear identification of Lussier’s contact details
  3. Clear identification of the name and job title of the person in charge of the file
  4. For any subsequent email communication, consents must be obtained

Complaints and Questions

If you have any questions, wish to lodge a complaint or flag a non-compliance to this policy, please contact:

Louise Mathieu
Vice President – Business Practices and Compliance
Anti-Spam Policy Officer
Lussier
1500‑935, rue de la Gauchetiere West
​Montreal (Quebec) H3B 2M9

Toll free: 1 877 LUSSIER (1 877 587-7437), extension 12056

Email: politiqueantipourriel@lussier.co

For more information on Canada’s Anti-Spam Legislation (CASL), please visit: http://combattrelepourriel.gc.ca/eic/site/030.nsf/eng/home

If you receive an unsolicited email that seems to have been initiated by Lussier, please forward us this email to the above-mentioned address. An enquiry will be launched following your request.