Legal Assistance is a telephone consultation service that provides you with legal advice on what to do or not to do in the event of a dispute or potentially litigious situation. This service can also be used as a preventive measure to help you determine your rights and obligations before making an important decision (such as signing an employment contract).
Usually, this first line of defense is enough to reduce the adversary's heat and avoid court confrontation.
If the parties are unable to reach an agreement, legal insurance comes into play.
As the name suggests, legal expenses insurance reimburses, in whole or in part, the professional fees and legal costs (such as expert fees, bailiff fees, etc.) that you must pay to bring your case to court or to represent your defense costs.
It is important to note that criminal cases, matrimonial disputes and cases brought before the Small Claims Court are almost always excluded.