Every boat owner dreams of sailing on clear, blue waters. For some, the dream comes true and they are lucky enough to be able to go sailing, with their boat, in the warm waters of Florida, the Bahamas or the British Virgin Islands. But beware: this type of experience must be prepared several months in advance!
Which route to take: offshore through Bermuda, along the East Coast or through the Intracoastal? Training in coastal navigation and VHF radio is practically a prerequisite.
Boat insurance is a much more mundane necessity, but it is essential for peace of mind and to protect your boat.
Request Boat Insurance for a Trip to the South
Here are three things to keep in mind when shopping for a quote for your trip:
1. Determine the dates you will pass, and then pass again, the 40th parallel north
Located approximately at the city level of Philadelphia. Be aware that the hurricane season runs from June 1 to October 31 each year. This does not mean that you cannot go south before these dates. However, the insurance premium may be a little higher. In addition, we recommend that you plan your route well, along which you should locate shelters out of the wind, and a plan in case of a named hurricane; the insurer may ask you for it.
2. Request your boat insurance quotes in February or March
This will let you know if an appraisal will be required, regardless of the age of your boat. Knowing this will allow you to have an appraisal done before you go on the water.
3. Plan your trip by determining your approximate route month by month
For example: "We will spend September in Lake Champlain, October in New York, November in Annapolis". This planning will allow you to locate marinas, ports and interesting attractions nearby.
Resources for Planning a Long-distance Boat Trip
There are a multitude of books, sites and documentations on the subject that will allow you to spend magical moments on your boat. Here are some interesting websites:
Atlantic Coast & ICW
US Customs and Border Protection
In the end, a well-insured and well-prepared trip will only be more enjoyable. Because, as sailors know, sailing is sometimes full of unexpected events.