Program Benefits
- No proportional rule
- Aggregate amount in property / site / all sites combined
- No obligation to rebuild on the same site
- $5,000,000 limit on General Liability and Automobile Liability (FPQ 4)
- The FPQ 4 garage policy covers personal, courtesy and service vehicles, and offers a peak limit.
- Tire concentration: maximum limit of $250,000
- Legal provisions covered up to $100,000
- Loss of gross profit, options available: 12 months, 18 months or 24 months
- Pollution (120 hours) limit of $1,000,000 for tanks up to 15 years when mobile and aboveground, and up to 20 years when underground with cathodic protection
Negotiated exclusivity for CAA garages:
- 15% discount on rates
- Replacement value on customer tires up to $50,000
Request a quote from one of our brokers and see how much you could save. Call us at 1 877 587-7437 or reach us online HERE
Eligible Risks
- Mechanical repair garage and service station
- Paint and dent removal workshop with approved paint chamber
- Specialized workshop (brakes, mufflers, transmissions, tires and windshields)
- Self-service with tow truck
- Auto parts dealer (10,000 sq. ft. and under)
- Used vehicle dealer with fenced and lighted lot (maximum 30% of total sales)
- Towing service related to operations (maximum 2 vehicles)
- In business for at least one year or three years' experience in this field
